Michael Lee – Agent of Change
Let’s face it, you probably already know that most of the banks, the brokers, the building societies and the credit unions aren’t just lending to you, their having a lend of you too.
What you probably don’t know is how they are doing it, how much it is costing you, or how you can easily beat them at their own game.
My name is Michael Lee and I want to change that.
I don’t like the way that so many banks, brokers and the rest sell credit and trick you into spending tens of thousands more they you should. The result?
They profit while you waste years working off unnecessary debt instead of laying on some beach somewhere with nothing better to do than find a good book to read.
Of course most of them have trouble admitting that they sell debt even though most people working for a bank, building society, credit union or mortgage broker are on some kind of package with enticements to get you into this or that type of product. Often the deeper the debt, the bigger the bonus.
On the other hand, I get my kicks from helping you get out of debt. To become mortgage free, debt free as fast as you can, because I have been in your shoes and I have worked in the mortgage and finance industry as well. In fact, I have over twenty years experience as a mortgage specialist, initially as a pedantic, number crunching investor before pursuing the industry professionally in 2001.
Between 2001 and 2008, I established a thriving mortgage brokerage, developing ideas that continue to deliver consumers a better deal. Better value, better support, better honesty.
I have long since sold off my all of my commercial interests in the mortgage and finance industry which means no lender or broker pays me to promote their cause. Instead, I work actively on any worthy project that improves consumer credit outcomes. I also write.
My pro-consumer articles appear in national publications such as Your Mortgage Magazine and Investment Property Magazine. I have been profiled in the Wealth section of The Australian, made appearances on radio and remain a source for leading columnists.
I have never met a person who had the ‘best’ mortgage or who hadn’t signed up to pay more than they should. This overcharge is often at least 10% of what they originally borrowed. That’s like paying $30,000 more than you should for a $300,000 loan, $40,000 for a $400,000 loan and so on.
It happens because none of us knows what we don’t know including the tricks and traps that change every other day. Overwhelmed by the complexity of the process, borrowers regularly hand the decisions off to someone else to sort out. That ‘someone else’ is usually paid by the lender to help them them make a healthy a profit.
This website and projects I am involved in improve consumer outcomes by imparting knowledge so you get the loan you want, spend only as much you need to and get rid of it as quickly as possible
My hope is you will have more money to live, less stress and the ability to become mortgage free, debt free sooner.
Take care,
Michael Lee
